Privacy Policy

Effective Date: 8/26/2025

SaborPay, LLC (“Company,” “we,” “us,” or “our”) is committed to protecting the privacy and security of the information entrusted to us. This Privacy Policy explains how we collect, use, share, and safeguard information when you use our merchant services, website, and related payment processing solutions.

We comply with applicable Texas law, the Gramm-Leach-Bliley Act (GLBA), the Payment Card Industry Data Security Standard (PCI DSS), and other U.S. federal financial privacy requirements.

1. Information We Collect

We may collect the following categories of information:

  • Personal Identifiers: Name, email, phone number, government-issued identification, Social Security Number (when required for verification).

  • Business Information: Legal entity name, DBA, EIN, Texas Secretary of State filings, address, bank account details.

  • Transaction Data: Payment card numbers (tokenized or encrypted only), merchant IDs, processing history, chargeback records, settlement details.

  • Technical Data: IP addresses, device identifiers, cookies, and log files.

2. Purpose of Collection and Use

We use information only for lawful business and regulatory purposes, including:

  • Processing payments and settlements.

  • Verifying identity and preventing fraud (Know Your Customer / Anti-Money Laundering compliance).

  • Maintaining PCI DSS compliance for secure payment card handling.

  • Complying with state and federal financial laws, including Texas Finance Code requirements.

  • Providing customer support and account management.

  • Communicating legally required notices and account information.

3. Sharing of Information

We may disclose information as follows:

  • Payment Networks & Processors: Visa, Mastercard, Discover, American Express, and acquiring banks.

  • Regulatory and Legal Authorities: Texas Department of Banking, Consumer Financial Protection Bureau (CFPB), and other federal/state agencies.

  • Service Providers: Fraud monitoring, KYC/AML vendors, cloud infrastructure providers.

  • As Required by Law: In response to subpoenas, court orders, or other lawful requests.

We do not sell personal information to third parties.

4. Industry Compliance & Security

  • We follow PCI DSS Level 1 standards for handling cardholder data.

  • We implement encryption, firewalls, and access controls to safeguard information.

  • We comply with GLBA Safeguards Rule and Texas data protection laws.

  • We monitor systems for unauthorized activity and report breaches in accordance with Texas Data Breach Notification Law (Tex. Bus. & Com. Code §521.053).

5. Data Retention

We retain records for the period required by law and card network rules, generally at least 5 years after account closure, unless longer retention is required by Texas or federal law.

6. Consumer Rights (Texas Residents)

As a Texas resident, you may:

  • Request access to personal data we maintain.

  • Request corrections or deletions, subject to legal and regulatory obligations.

  • Opt out of marketing communications.

  • Request disclosure of how we use and share your information.

Requests can be submitted to: admin@saborpay.com.

7. Cookies and Tracking

We use cookies and similar technologies for fraud prevention, authentication, and analytics. You may disable cookies in your browser, but some features may not function properly.

8. Children’s Privacy

We do not knowingly collect or process information from children under the age of 18.

9. Updates

We may amend this Privacy Policy to remain compliant with Texas, federal, and card network regulations. Updates will be posted with a new effective date.

10. Contact Us

SaborPay, LLC
19401 Tomball Parkway, 325, Houston TX 77070
Email: admin@saborpay.com
Phone: (346) 418-2321

For regulatory concerns, you may also contact the:
Texas Department of Banking
2601 North Lamar Blvd.
Austin, TX 78705
Tel: (877) 276-5554